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       | NEW! Pinecrest & PalmTravel Credit Cards — now fifteen cards. New: Tidewater Air miles cards — Takeoff, Horizon and Diamond, with free checked bags, lounge access and companion fares. Also for building credit: the Secured Mastercard, Starter Visa and Campus Mastercard; premium: Obsidian Visa Infinite, PalmTravel Reserve and Sovereign American Express. Earn rewards on wireless service, groceries, dining, travel and Stay Shores resort stays. Learn more » |
Tidewater Air Horizon Visa SignatureFree checked bags, priority boarding and a yearly companion fare on Tidewater Air.  Visa Signature •••• •••• •••• #### Tidewater Air Horizon Apply now » Instant decision · existing customers | | Rewards | 3 miles per $1 on Tidewater Air flights - 2 miles on dining and other travel - 1 mile on everything else | | Welcome offer | 40,000 bonus miles after you spend $2,000 in your first 3 months | | Purchase APR | 20.24% - 27.24% variable | | Annual fee | $49 at 850+; $69 at 800-849; $95 at 740-799; $119 at 670-739 (every fee waived the first year) | | Foreign transaction fee | None | | Credit lines | $5,000 to $25,000, based on your income and credit |
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First checked bag free for you and up to 4 companions on the same reservation
Priority boarding (Group 2) on every Tidewater Air flight
A $99 companion fare every card year after you spend $15,000
2 Tidewater Harbor Club lounge passes every year
Tidewater Air Silver status after $20,000 in purchases in a card year
25% back as a statement credit on in-flight food and drinks
No foreign transaction fees
Pinecrest and PalmCall customers who are at least 18. This card is designed for people with good to excellent credit and at least $30,000 in annual income. Your credit limit, APR and any annual fee that varies by credit are set when you are approved and depend on your creditworthiness. 
| Annual percentage rate (APR) for purchases | 20.24% - 27.24% variable. Your APR depends on your creditworthiness and is set when you are approved. | | APR for balance transfers | Same as the purchase APR | | APR for cash advances | 25.24% - 32.24% variable | | Penalty APR | 29.99%. May apply if you are 60 days late on a minimum payment. | | Grace period | Your due date is at least 21 days after each billing cycle closes. We will not charge interest on purchases if you pay your entire balance by the due date each month. | | Minimum interest charge | $1.50 | | Annual fee | $49 at 850+; $69 at 800-849; $95 at 740-799; $119 at 670-739 (every fee waived the first year) | | Balance transfer fee | 4% (min $10) | | Cash advance fee | Either $10 or 5% of each cash advance, whichever is greater | | Foreign transaction fee | None | | Late payment / returned payment | Up to $35 |

See our other cards Pinecrest Secured Mastercard PalmCall Starter Visa PalmCall Campus Mastercard Pinecrest Rewards Mastercard PalmTravel Visa Signature PalmTravel American Express Pinecrest Communications Elite Cashback American Express PalmTravel | Stay Shores PalmTravel Elite | Stay Shores Pinecrest Obsidian Visa Infinite PalmTravel Reserve World Elite Mastercard Pinecrest Sovereign American Express Tidewater Air Takeoff Secured Mastercard Tidewater Air Diamond American Express
Pinecrest Communications and PalmCall Wireless are fictional companies and this is not a real offer of credit. Prime Rate and credit scores are pretend values used for this demonstration.
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