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       | NEW! Pinecrest & PalmTravel Credit Cards — now fifteen cards. New: Tidewater Air miles cards — Takeoff, Horizon and Diamond, with free checked bags, lounge access and companion fares. Also for building credit: the Secured Mastercard, Starter Visa and Campus Mastercard; premium: Obsidian Visa Infinite, PalmTravel Reserve and Sovereign American Express. Earn rewards on wireless service, groceries, dining, travel and Stay Shores resort stays. Learn more » |
PalmCall Campus MastercardBuilt for college students - rewards on the basics and a good-grades bonus.  Mastercard •••• •••• •••• #### PalmCall Campus Mastercard Apply now » Instant decision · existing customers | | Rewards | 3 points per $1 on dining and takeout - 2 points on groceries and your PalmCall bill - 1 point on everything else | | Welcome offer | 5,000 bonus points after you spend $250 in your first 90 days | | Purchase APR | 26.49% - 30.49% variable. 0% intro APR on purchases for 6 months, then the standard variable APR | | Annual fee | $0 annual fee | | Foreign transaction fee | None | | Credit lines | $300 to $2,000, based on your income and credit |
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 For students: choose Student as your employment status when you apply
A lower $25 late fee, and a text reminder 3 days before every due date
A 2,500-point good-grades bonus every school year (3.0 GPA or better)
No foreign transaction fees - ready for a semester abroad
Free credit score and credit-building lessons
Cell phone protection up to $600 when you pay your PalmCall bill with the card
Pinecrest and PalmCall customers who are at least 18. This card is designed for people with students with little or no credit history and at least $0 in annual income. Your credit limit, APR and any annual fee that varies by credit are set when you are approved and depend on your creditworthiness.
| Annual percentage rate (APR) for purchases | 26.49% - 30.49% variable. Your APR depends on your creditworthiness and is set when you are approved. | | APR for balance transfers | Same as the purchase APR | | APR for cash advances | 30.49% - 34.49% variable | | Penalty APR | 29.99%. May apply if you are 60 days late on a minimum payment. | | Grace period | Your due date is at least 21 days after each billing cycle closes. We will not charge interest on purchases if you pay your entire balance by the due date each month. | | Minimum interest charge | $1.50 | | Annual fee | $0 annual fee | | Balance transfer fee | 5% (min $10) | | Cash advance fee | Either $10 or 5% of each cash advance, whichever is greater | | Foreign transaction fee | None | | Late payment / returned payment | Up to $25 |
See our other cards
Pinecrest Secured Mastercard
PalmCall Starter Visa
Pinecrest Rewards Mastercard
PalmTravel Visa Signature
PalmTravel American Express
Pinecrest Communications Elite Cashback American Express
PalmTravel | Stay Shores
PalmTravel Elite | Stay Shores
Pinecrest Obsidian Visa Infinite
PalmTravel Reserve World Elite Mastercard
Pinecrest Sovereign American Express
Tidewater Air Takeoff Secured Mastercard
Tidewater Air Horizon Visa Signature
Tidewater Air Diamond American Express
Pinecrest Communications and PalmCall Wireless are fictional companies and this is not a real offer of credit. Prime Rate and credit scores are pretend values used for this demonstration.
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