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       | NEW! Pinecrest & PalmTravel Credit Cards — now fifteen cards. New: Tidewater Air miles cards — Takeoff, Horizon and Diamond, with free checked bags, lounge access and companion fares. Also for building credit: the Secured Mastercard, Starter Visa and Campus Mastercard; premium: Obsidian Visa Infinite, PalmTravel Reserve and Sovereign American Express. Earn rewards on wireless service, groceries, dining, travel and Stay Shores resort stays. Learn more » |
Pinecrest Communications Elite Cashback American ExpressOur best cash back and lowest rates, for excellent credit. American Express •••• •••• •••• #### Pinecrest Communications Elite Cashback American Express Apply now » Instant decision · existing customers | | Rewards | 5% cash back on Pinecrest and PalmCall wireless - 3% at grocery stores and gas stations - 2% on dining - 1.5% on everything else | | Welcome offer | A $300 statement credit after you spend $2,000 in your first 90 days | | Purchase APR | 15.99% - 22.99% variable. 0% intro APR on purchases and balance transfers for 18 months, then the standard variable APR | | Annual fee | $0 annual fee at 820+; $95 for 800-819 | | Foreign transaction fee | None | | Credit lines | $15,000 to $75,000, based on your income and credit |
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 Cash back is credited automatically every month - no categories to activate
Cell phone protection up to $1,000 per claim when you pay your wireless bill with the card
24/7 concierge service
Extended warranty (up to 2 extra years), purchase protection and price protection
A dedicated 611 priority line and priority service at every Pinecrest store
No foreign transaction fees
Pinecrest and PalmCall customers who are at least 18. This card is designed for people with excellent credit and at least $75,000 in annual income. Your credit limit, APR and any annual fee that varies by credit are set when you are approved and depend on your creditworthiness.
| Annual percentage rate (APR) for purchases | 15.99% - 22.99% variable. Your APR depends on your creditworthiness and is set when you are approved. | | APR for balance transfers | Same as the purchase APR | | APR for cash advances | 20.99% - 27.99% variable | | Penalty APR | 29.99%. May apply if you are 60 days late on a minimum payment. | | Grace period | Your due date is at least 21 days after each billing cycle closes. We will not charge interest on purchases if you pay your entire balance by the due date each month. | | Minimum interest charge | $1.50 | | Annual fee | $0 annual fee at 820+; $95 for 800-819 | | Balance transfer fee | 3% (min $5) | | Cash advance fee | Either $10 or 5% of each cash advance, whichever is greater | | Foreign transaction fee | None | | Late payment / returned payment | Up to $35 |
See our other cards
Pinecrest Secured Mastercard
PalmCall Starter Visa
PalmCall Campus Mastercard
Pinecrest Rewards Mastercard
PalmTravel Visa Signature
PalmTravel American Express
PalmTravel | Stay Shores
PalmTravel Elite | Stay Shores
Pinecrest Obsidian Visa Infinite
PalmTravel Reserve World Elite Mastercard
Pinecrest Sovereign American Express
Tidewater Air Takeoff Secured Mastercard
Tidewater Air Horizon Visa Signature
Tidewater Air Diamond American Express
Pinecrest Communications and PalmCall Wireless are fictional companies and this is not a real offer of credit. Prime Rate and credit scores are pretend values used for this demonstration.
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